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In a 2010 global survey at major cities, the following top ten money drainers are:

#10 – Using ATM services which are not from your bank

#9 – Gambling and lottery

#8 – Buying coffee and snacks at gourmet cafes

#7 – Smoking

#6 – Impulsive shopping from catalogues, TV and product roadshows

#5 – Buying branded groceries

#4 – Eating out

#3 – Unused memberships (gym, holiday, direct selling, credit card, satellite or cable TV etc)

#2 – Credit card shopping (online shopping included)

#1 – Mobile phone

So next time you wonder where your money went, check the list.

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